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| Limit | Attachment | Form | Comment |
| Risk Management Accounts up to $300M | Quota Share and Excess | Manuscript All Risk | Risk Management target market is Fortune 1000 Industrial and Service companies with proactive Risk Management domiciled in North America |
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| Limit | Attachment | Form | Comment |
| $100M | $25M | Occurrence reported |
Limit and attachment vary by industry group |
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| Limit | Attachment | Form | Comment |
| $25M | $25M | Various | Coverage is Excess Professional Liability Follow Form available to Lawyers, Management Consultants, Managed Care, Other |
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| Limit | Attachment | Form | Comment |
| $25M | $1.5M | Various | Coverage is Primary or Excess Follow Form |
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| Limit | Attachment | Form | Comment |
| $50M Side-A | No Minimum | Various | Broad Form Coverage is either Primary, Excess DIC, or Excess Follow Form |
| $50M Side-A | No Minimum | A Plus Independent | Broad coverage for Independent directors only |
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| Limit | Attachment | Form | Comment |
| $50M | $25M | Follow Form Occurrence | |
| $100M | $25M* | Follow Form of AEGIS | For utility Business |
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| Limit | Attachment | Form | Comment |
| $25M Side-B&C | $25M | Various | Broad Form Coverage is Excess and Follow Form |
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| Limit | Attachment | Comment |
| $100M | $5M* | Hospital Professional Liability and Long Term Care Professional Liability Coverage are available worldwide. Minimum attachment is $5M for single event occurrences and $25M for integrated occurrences. Punitive damages explicitly covered. Coverage is available on an annual or multi-year basis. No venues excluded. |
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| Limit | Attachment | Comment |
| $10M* | $5M* | Auto Parts Product Recall Coverage available for North American auto parts manufacturers. XL Bermuda has a stand-alone claims-made form but can also offer coverage on a follow form basis. XL Bermuda’s stand-alone form provides cover for recall, removal and disposal of the parts.
Maximum Limit: $10M
Minimum Attachment Point:
Revenues less than $150M and no design work: $5M
Revenues greater than $150M and no design work: $10M
If there is any design work the minimum attachment point is $20 M |
| $50M* | $2M* | Food & Beverage Product Recall coverage available for products sold worldwide. XL Bermuda has a stand-alone claims-made form and can also offer coverage on a follow form basis. XL Bermuda’s stand-alone form provides cover for malicious product tampering, accidental contamination and forced recall. Cover also includes Response XL which is a dedicated network of consultants who are made available to assist XL Insurance (Bermuda) Ltd policyholders in the event of an Insured Event.
Annual or multi-year swing rated programs are available.
Maximum limit / Minimum attachment point determined by revenues
Revenues & Minimum Attachment Point:
Revenue greater than $5B: $10M
Revenue $2B to $5B: $5M
Revenue less than $2B: $2M
For risks attaching below $10M, we only offer cover on London follow form food and beverage recall policies
Maximum Limits:
If attachment is $10M or higher:up to $50M
If attachment is between $5M and $10M:up to $25M
If attachment is between $2M and $5M:up to $10M |
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| Limit | Attachment | Form | Comment |
| $25M* | $1M or 0.2% of revenues | | Restaurant Contamination Coverage provides coverage for corporate and industrial customers involved in the food and beverage industries. XL Bermuda provides a stand-alone claims-made policy and can also offer coverage on a follow form basis. Target market is restaurant owners and operators. Policy covers loss of profits resulting from accidental contamination, malicious tampering, forced recall or forced shutdown. Cover also includes Response XL which is a dedicated network of consultants who are made available to assist XL Insurance (Bermuda) Ltd policyholders in the event of an Insured Event under this Policy.
Maximum Limit/Minimum Attachment Point
If attachment point below $10M: $10M limit
If attachment point $10M or higher: $25M
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